... one ever. My dad’s for listening to me complain about my mortgage all the time. Where did most of your money go? Mortgage payments, clothes, airline tickets What did you get really, really, really ... get? The house to myself (i.e., no more roommate!), the mortgage refinanced out of my co-borrower’s name What was your favorite ...

Building a House: House, and Land; or Land, and House... Okay, house first.

... is money not an object for anyone? So the very VERY first thing one must determine is how much money one has available, either in ready cash and/or what some poor sucker bank is willing to loan you via a mortgage. More about this in a later post. Say you manage to get a pre-approval for X amount of money. That gives you a ballpark figure to shop around in. [1] So, based on what the bank sez ...

6x6: The Cost of Butterfly Kisses

...dropped it on the floor. Bringing up his boot, he brought it down with a sharp crack. Xander staggered back as all his memories slammed into him. Bonnie, the house with the demon spell that exempted it from mortgage or electric or water bills, the ghost that would float toys in front of Bonnie to try and cheer her up. And now they all knew... they knew that he had a home that he shared with Spike....

Just a quick recap of an entire decade...

... and downs, with two stepkids that were both alive "Then..." Then... I paid my dad car insurance and payment. That was it. The rest was mine to do with what I wanted. Now... I have a mortgage, a car payment, a car lease payment, car and house insurance, water, sewer, trash, oil, home phone, cell phone, cable, internet... With not so great power comes GREAT responsibility and all that jazz... And...

Why not have an Insurance Union

...to the the services of the insurance union? Hmmmm . . . . . .   *I joined for the low mortgage rates.  KFCU had 6% mortgage rates eight years ago.  When I asked them what this $11.40 charge on the closing statement was...them $11.40 and that they were simply recovering their cost.  The last mortgage outfit I did business with before KFCU charged me $70+ for a...

Xmas

... (after leaving Estella's coat among other items here!). Yesterday me, Tom, Pete + gf, and Sarah went to Reading to help Rob and CG move into their new house - he's the first of the Thorpe children to get a mortgage and buy his own house. It was pouring down all day, which wasn't fun! I got wet and cold. We did two van loads and loads of my car, before only the 3 boys went back with the van for ...

...made you appalled and depressed? Maybe some political or Hollywood people, but I can't think of anything specific at the moment. And nobody who matters to me personally. 14. Where did most of your money go? Mortgage, bills, and other home related expenses. 15. What did you get really, really, really excited about? A baby! 16. What song will always remind you of 2009? Can't think of any. I wish ...

Ringing In the New Year

... me overwhelmed and failing at all of them, so I am limiting myself to two: 1. droid18 and I have made a commitment to improving our financial situation this year. We are currently refinancing our mortgage, we read Dave Ramsey's book The Total Money Makeover in the car on our way up to Indiana, and we had our first official monthly budget meeting last night. After having done all the ...

...I had Trek-themed dreams last night. Trek-themed sexy dreams. I wore the chicken hat today. It messed up my hair. I think it's actually a rooster hat. Next month is the first mortgage payment and we still haven't a sublet. Welcome to house-poorness. New QAer next month for coverage. Apparently, me constantly pushing on management actually produces results quickly . Now to get a QA Pony.......

... accounts dry. In the U.S., Medicare will force a person to liquidate every single one of their assets before it begins paying 100 percent of your medical bills. Since she had a house (with no mortgage), car, and other assets, she decided to protect them by divorcing him. Medicare's "clawback" provisions say that they have to be divorced at least two years in order for Medicare to have no claim on...